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Debt & Bankruptcy Advice from ClearDebt: The IVA Professionals


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What is an IVA? How a ClearDebt IVA can help you

An Individual Voluntary Arrangement (IVA) - a legally binding agreement with your creditors that will be overseen and supervised by licensed insolvency practitioners who are also chartered accountants.

IVA should be more prominent in your mind if you owe more than £10,000 to three or more different unsecured creditors. A ClearDebt IVA will cut the total you owe, freeze the interest you pay and can remove any threat to the home you own. Your creditors will be legally bound, they will never chase you and you'll have one fixed and affordable monthly payment to make. We do not charge you for our advice and assistance. Once your IVA is approved we take our Nominees and Supervisors fees as approved by your creditors, out of your agreed monthly contribution.

Why ClearDebt?

ClearDebt is the only IVA company in the UK offering clients a full and complete electronic IVA application system - no long telephone calls or hand-filling forms. Our streamlined approach makes us faster and saves cost which means we can propose IVAs for cases where our competitors cannot.

try our free tools

ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

Debt Management Comparison

The Debt Management Comparison Tool compares the likely impact of an IVA or a debt management plan on your debt and your pocket. Once you have input your real figures you’ll get an instant comparison for free. You might be surprised by the result!

Debt Repayment Calculator

Easy to use Debt Repayment Calculator illustrates how you can clear your debt and become debt free.

Our debt calculator illustrates the effect of a change in APR on your debts over time.

Online IVA Application

Register, then complete five sections online and submit the full IVA application in around 15-20 minutes. You will then be contacted within 2 working days by a ClearDebt advisor to advise suitability for an IVA. There is no commitment or hard sell whatsoever at any time.

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