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Free Debt Help from My IVA Adviser
Do You Need Debt Help?
If you are experiencing financial difficulties, and would like to speak with a professional debt adviser, then look no further.
My IVA Adviser offers FREE DEBT HELP & ADVICE across all the different debt solutions, which means you’ll be sure you are receiving the very best advice to suit your personal circumstances.
What Debt Solutions are there?
An IVA is a fixed term repayment plan that allows for a reduction in repayments making them easier to afford. After the fixed term which is normally 5 years, the outstanding debt is written-off by creditors - leaving the person debt free, even if they haven’t repaid all their debts.
My IVA Adviser are IVA specialists, and as such we are able to provide you with the very best in IVA help and advice. We have a small hand picked team of extremely experienced IVA advisers, who have a complete understanding of the IVA process and all the pros and cons of an IVA. Talking to My IVA Adviser will ensure that you are able to clarify all the concerns you may have before you commit yourself, which will give you the peace of mind you need.
A Debt Management Plan is an informal arrangement designed to help people who are struggling to repay their debts. A Debt Management Plan reduces the monthly cost of the debts, making the debt easier to afford, but still makes sure the debts are being maintained to some extent.
A Debt Management Plan helps people who are experiencing a short term financial crisis due to loss of earnings such as redundancy, unemployment or short/medium term sickness.
My IVA Adviser can arrange a Debt Management Plan for you if this is the most suitable way of helping you cope with your financial problem.
Debt Relief Orders have recently been introduced to assist people who have long term financial problems.
Debt Relief Orders are only available to people who owe less than £15,000 and who cannot afford to repay more than £50 per month to their creditors, and have assets of less than £300.
Debt Relief Orders last for 12 months, and allow a person with a sever debt problem to become debt free without having to repay any money to their creditors, so long as their circumstances do not improve during the Debt Relief Order.
Sometimes Bankruptcy is the best debt solution available.
Bankruptcy is a total debt solution, which means it clears the outstanding debt, whether or not there are any repayments made to the creditors.
My IVA Adviser is able to offer a full Bankruptcy service, offering complete support throughout the Bankruptcy process.
0800 088 7503
for a free, confidential and detailed consultation.
My IVA Adviser operates a NO FEE policy
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